IDIQ Launches New Data-Driven Platform CreditBuilderIQ to Place Credit-Building Tools in the Hands of Consumers


by | Apr 16, 2024


– Smart software empowers individuals to take action to reach credit goals  –

TEMECULA, Calif. – April 16, 2024 – IDIQ®, a financial intelligence company that empowers consumers to take everyday action to control their financial well-being, announced today the launch of CreditBuilderIQSM, a game-changing platform giving individuals the tools needed to establish, manage, and build their credit scores, allowing them to navigate their financial lives successfully.

Through the IDIQ suite of identity theft protection, credit monitoring, and financial wellness tools, serving millions of consumers and thousands of business partners, the company has had a first-hand view into the consumer need for an all-in-one, digital financial and credit management tool. With consumer debt at an all-time high, rising delinquencies, and reduced credit availability, consumers more than ever need to take control of their credit and financial health.

Whether it’s securing a dream home, saving thousands of dollars in interest, accessing competitive rentals without unnecessary security deposits, getting a credit card with the most favorable terms, or enjoying other financial opportunities, a good credit profile is critical.  CreditBuilderIQ has tools, resources, and product features to help consumers understand, grow, and build their credit profile.

“We’re excited to introduce an innovative new product that will transform how consumers establish, grow, or rebuild their credit profiles and empower them to shape their financial futures,” said Scott Hermann, CEO of IDIQ. “Our goal is to provide a pathway to financial freedom. With CreditBuilderIQ, we’re redefining credit possibilities for consumers. There has been a lot of innovation in the credit space over the last few years, but existing products often do not educate a consumer on how to use all tools available to them. IDIQ is uniquely positioned to fill this gap in the market.”

CreditBuilderIQ stands out by putting credit building into the hands of consumers, so they can reach their desired credit profile.

The platform offers a comprehensive range of features, including:

  • AI-driven interactive credit analysis so users can gain valuable insights into their credit profiles and easily view potential inaccuracies negatively affecting their credit
  • Personalized score factors outlining key items negatively or positively impacting a consumer’s credit with a gameplan for how to proactively make changes to their credit profile
  • Dispute generation that allows users to address inaccuracies on their credit reports effectively and efficiently
  • Credit reports and scores from all three major credit bureaus so users have a comprehensive view of their credit profile
  • Utility payment reporting as a tool in a credit-building toolset, from establishing and building credit profiles to enhancing positive factors to existing profiles

For more information on CreditBuilderIQ, visit

About CreditBuilderIQSM

CreditBuilderIQ, offered by IDIQ®, is a new data-driven platform that brings credit-building tools to consumers’ fingertips. Consumers are empowered to take their credit journey into their own hands to reach their credit goals. Start your credit-building journey with CreditBuilderIQ today by visiting

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