About Us

Financial Intelligence for Everyday Action

The exterior of a building featuring a blue and orange sign that reads 'IDIQ,' under a clear blue sky. The image captures a section of the building with architectural details.The exterior of a building featuring the sign "IDIQ" in blue and orange colors. The structure is light-colored with a modern architectural design. Colorful circular overlays appear in the bottom corners.

IDIQ is a financial intelligence company that guides action to protect and strengthen people’s long-term financial health – starting today.

Our Legacy

Helping Protect Your Identity & Credit

We have proudly served more than 4 million members and worked with thousands of partners, providing peace of mind by utilizing powerful and innovative digital tools to actively monitor, protect, and strengthen the identity protection and credit status of our members.

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4+ Million Members
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20+ Million Fraud Alerts Sent
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20,000+ Legal Services Provided
Our Story

IDIQ Started with the Goal of Credit Security & Protection

A single-story house with a three-car garage. The landscaped front yard features a lush green lawn, bushes, a curved sidewalk, and an American flag. The house has a beige exterior with large windows and palm trees in the yard under a partly cloudy sky.
2009

IDIQ began its journey operating out of a house in Canyon Lake, California. Originating with just a handful of employees, IDIQ has always had a passion for helping consumers protect their greatest financial asset – their identity.

A modern office building is surrounded by palm trees and greenery. The building has a beige and cream facade with stone pillars flanking the entrance. The sign above the entrance reads "IDIQ," reflecting its services in credit management and identity theft protection. A sidewalk leads to the main doorway, with a clear sky overhead.
2017

IDIQ quickly saw success in providing peace of mind for our members through identity protection. As IDIQ continued to grow, we expanded into an office space in Temecula, California.

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Today

Now we have about 300 employees with additional offices in Illinois, Florida, and India along with hubs in New Jersey and Arizona. As we continue to grow, our team continues its passion for financial intelligence. We are poised to be a global leader in financial health with our suite of impactful services.

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Our Values

The Three Pillars of Our Mission

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Data-Driven Insight
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Human-Led Innovation
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Forward-Looking Solutions
Our Social Impact

We are Committed to the Well-Being of Our Employees, Partners, and Communities.

Several individuals are working in a field under a clear blue sky, tending to rows of green crops. A man in the foreground is wearing a light-colored shirt, cap, and gloves. Others in the background are stooped down, focusing on the plants. Their diligent work ensures sustainable farming practices while promoting identity theft protection and credit management awareness.
A group photo of twelve smiling people, some wearing face masks and aprons. Most individuals are wearing black shirts with white IDIQ logos. They are gathered closely together, posing indoors with a banner and decorations in the background. This event highlights the importance of employee benefits and rent reporting services.
A group of seven people, wearing hair nets and casual clothing, sit on wooden benches in a well-lit room. Behind them are some windows, a wall clock, and two framed pictures. They all appear to be smiling and are positioned in a relaxed, informal setting, perhaps discussing employee benefits.
A group of eight people, including six women and two men, are standing together in front of a building. They are all wearing jackets and smiling at the camera. A sign indicating "Reserved Parking" for handicapped individuals is visible on the left. This moment showcases the importance of employee benefits for workplace satisfaction.
A group of six people stands outdoors under a tree on a sunny day. Some wear casual shirts, sunglasses, and caps, and two are wearing gloves, suggesting participation in a community or environmental activity. A chain-link fence and greenery are visible in the background, promoting awareness about rent reporting.
A group of ten smiling people stand together in a room, all wearing matching black T-shirts that say "ID10 GROUP". Behind them, a poster on the wall reads, "Trinity celebrating 20 years of digital impact." They pose with thumbs up and friendly gestures, promoting new employee benefits initiatives.
Several individuals are working in a field under a clear blue sky, tending to rows of green crops. A man in the foreground is wearing a light-colored shirt, cap, and gloves. Others in the background are stooped down, focusing on the plants. Their diligent work ensures sustainable farming practices while promoting identity theft protection and credit management awareness.
A group photo of twelve smiling people, some wearing face masks and aprons. Most individuals are wearing black shirts with white IDIQ logos. They are gathered closely together, posing indoors with a banner and decorations in the background. This event highlights the importance of employee benefits and rent reporting services.
A group of seven people, wearing hair nets and casual clothing, sit on wooden benches in a well-lit room. Behind them are some windows, a wall clock, and two framed pictures. They all appear to be smiling and are positioned in a relaxed, informal setting, perhaps discussing employee benefits.
A group of eight people, including six women and two men, are standing together in front of a building. They are all wearing jackets and smiling at the camera. A sign indicating "Reserved Parking" for handicapped individuals is visible on the left. This moment showcases the importance of employee benefits for workplace satisfaction.
A group of six people stands outdoors under a tree on a sunny day. Some wear casual shirts, sunglasses, and caps, and two are wearing gloves, suggesting participation in a community or environmental activity. A chain-link fence and greenery are visible in the background, promoting awareness about rent reporting.
A group of ten smiling people stand together in a room, all wearing matching black T-shirts that say "ID10 GROUP". Behind them, a poster on the wall reads, "Trinity celebrating 20 years of digital impact." They pose with thumbs up and friendly gestures, promoting new employee benefits initiatives.
Several individuals are working in a field under a clear blue sky, tending to rows of green crops. A man in the foreground is wearing a light-colored shirt, cap, and gloves. Others in the background are stooped down, focusing on the plants. Their diligent work ensures sustainable farming practices while promoting identity theft protection and credit management awareness.
A group photo of twelve smiling people, some wearing face masks and aprons. Most individuals are wearing black shirts with white IDIQ logos. They are gathered closely together, posing indoors with a banner and decorations in the background. This event highlights the importance of employee benefits and rent reporting services.
A group of seven people, wearing hair nets and casual clothing, sit on wooden benches in a well-lit room. Behind them are some windows, a wall clock, and two framed pictures. They all appear to be smiling and are positioned in a relaxed, informal setting, perhaps discussing employee benefits.
A group of eight people, including six women and two men, are standing together in front of a building. They are all wearing jackets and smiling at the camera. A sign indicating "Reserved Parking" for handicapped individuals is visible on the left. This moment showcases the importance of employee benefits for workplace satisfaction.
A group of six people stands outdoors under a tree on a sunny day. Some wear casual shirts, sunglasses, and caps, and two are wearing gloves, suggesting participation in a community or environmental activity. A chain-link fence and greenery are visible in the background, promoting awareness about rent reporting.
A group of ten smiling people stand together in a room, all wearing matching black T-shirts that say "ID10 GROUP". Behind them, a poster on the wall reads, "Trinity celebrating 20 years of digital impact." They pose with thumbs up and friendly gestures, promoting new employee benefits initiatives.

Fueled by innovation and a commitment to our community, we value both member input and the dedication of our 300 hardworking employees who help us achieve our charitable goals. We are proud to partner with multiple charities to advance financial inclusion.

Partnerships:
Stay In The Loop

New at IDIQ

IDIQ Report Reveals Staggering Surge in Fraud and Emerging AI Scam Tactics

Flagship IdentityIQ brand publishes report on rise of utility account fraud, student loan scams, and stolen personal documents along with rising AI threats

Temecula, California, April 3, 2025 – IDIQ®, a financial intelligence company, today released its latest Fraud Trends Report under its flagship IdentityIQ® brand, revealing alarming increases in utility account fraud, student loan scams, and stolen personal document cases over the past year.

The report, based on proprietary data, highlights an astounding 1,033% surge in utility account fraud, an almost 500% increase in student loan scams, and a 46% rise in personal document theft leading to identity theft in 2024. The report also predicts a sharp escalation in AI-driven fraud tactics, including deepfake scams, AI-powered phishing, and automated robo-scammers.

"The rapid evolution of fraud, especially with AI-enhanced scams, is a growing concern for consumers and businesses alike," said Scott Hermann, CEO of IDIQ. "We are committed to staying ahead of these threats by leveraging cutting-edge technology to protect our members and educate the public on emerging risks."

The report details key fraud trends and how AI is reshaping fraud, making scams more convincing and harder to detect. Deepfake technology is being used to impersonate individuals, AI-powered phishing is creating hyper-personalized attacks, and robo-scammers are automating large-scale fraud efforts.

"As AI technology becomes more sophisticated, scammers are finding new ways to exploit it," said Michael Scheumack, IDIQ Chief Marketing & Innovation Officer. "It’s more critical than ever for consumers to stay informed, stay on top of their credit and personal information, and take proactive security measures."

The report also outlines steps consumers can take to help avoid fraud and safeguard their personal information, including:

  • Regularly monitor credit reports to detect possible suspicious activity early.
  • Verify requests directly by contacting the agency or business through official communication channels.
  • Be wary of urgent requests that pressure for quick action, especially those involving money transfers or sensitive data.

For more insights and information, visit IdentityIQ.com.

About IDIQ:

IDIQ® is recognized as one of the fastest-growing industry leaders in identity theft protection and credit report monitoring. The IDIQ flagship brand is IdentityIQ®, offering real-time fraud alerts and credit report information to not only protect but also educate consumers. Popular IDIQ brands also include MyScoreIQ® for financial health and protection; Credit & Debt®, a credit and debt education-based membership platform; and IDIQ® Pre-Paid Legal Services℠, a leading provider of voluntary employee benefits.

The newly-launched CreditBuilderIQ℠ and CreditScoreIQ℠ brands for DIY credit-building innovative tools along with the all-in-one customer relationship management tool Disco℠ round out the IDIQ full suite of products. To download the new report, visit https://www.identityiq.com/2024-fraud-trends-report.

IDIQ Promotes Bryan Sullivan to President & Chief Financial Officer

— Seasoned Business Leader to Lead IDIQ’s Next Phase of Growth —

Irvine, California, March 13, 2025 – IDIQ, a leader in financial intelligence, has promoted Bryan Sullivan to the new role of President & Chief Financial Officer. Sullivan, who joined IDIQ in May 2021 as Chief Operating Officer and Chief Financial Officer, has been a key player in the company’s growth and success.

In his expanded role, Sullivan will continue to report directly to Scott Hermann, IDIQ’s Chief Executive Officer. He will focus on revenue growth within existing channels, expansion into new channel opportunities and transformational operations.

“Over the last three years I am proud of the platform we have built to become the leader in financial intelligence. I am honored to step into this expanded role and further drive the strategic growth and financial success of IDIQ,” Sullivan said. “This is an exciting time of innovation and expansion. I look forward to working with our talented team to provide our members with great service and the features and benefits that protect and empower their financial lives.”

Before joining IDIQ, Sullivan served as Executive Vice President and Chief Financial Officer at loanDepot, where he played a key role in acquisitions, capital financing, and expanding the company into one of the nation’s leading consumer finance platforms. Prior to loanDepot, he had senior leadership roles at PIMCO and Goldman Sachs. Sullivan has extensive expertise in fintech, financial services, data services, and real estate services with a strong command of how to build and grow businesses.

“Bryan has been an integral part of IDIQ, demonstrating exceptional leadership, vision, and dedication to the company’s growth and success,” said Hermann, CEO of IDIQ. “I’m confident that under Bryan’s continued leadership and expanded role, IDIQ will reach new heights as the financial intelligence industry leader.”

IDIQ, founded in 2009, is one of the fastest-growing companies in America, earning five consecutive spots on the prestigious Inc. 5000 List that has also featured Microsoft, Patagonia, Intuit and Under Armour as previous list honorees.

About IDIQ:

IDIQ® is recognized as one of the fastest-growing industry leaders in identity theft protection and credit report monitoring. The IDIQ flagship brand is IdentityIQ®, offering real-time fraud alerts and credit report information to not only protect but also educate consumers. Popular IDIQ brands also include MyScoreIQ® for financial health and protection; Credit & Debt®, a credit and debt education-based membership platform; and IDIQ® Pre-Paid Legal Services℠, a leading provider of voluntary employee benefits.

The newly-launched CreditBuilderIQ℠ and CreditScoreIQ℠ brands for DIY credit-building innovative tools along with the all-in-one customer relationship management tool Disco℠ round out the IDIQ full suite of products. For more information, visit www.IDIQ.com.

Media Contact:
Kristin Hudson
Public Relations, IDIQ
951.397.7595
khudson@idiq.com

IDIQ Launches Comprehensive New Website for IdentityIQ Brand with Enhanced User Experience and Updated Features

Redesigned site for financial intelligence flagship brand also features new benefits, services, and resources to empower consumers to control and manage their financial lives

TEMECULA, CA – Jan. 9, 2025 - IDIQ®, a leader in financial intelligence, announced today the launch of the completely redesigned website for IdentityIQ®, the company’s identity and credit protection brand.

Perfectly timed to coincide with the New Year and a new focus on financial wellness, the new site has a modern look, cutting-edge tools, and was designed with an exceptional user experience in mind. The reimagined site also showcases how IdentityIQ services go beyond identity and credit protection and focuses on overall financial intelligence. Features and benefits include rent and utility payment reporting to major credit bureaus, device security, legal protection, financial management tools, and more.

“Our new website reflects our goal to empower consumers to take control of their financial lives. It represents a significant step forward in how we are connecting with our users,” said Scott Hermann, CEO of IDIQ. “We’ve reimagined every element of our site so that it’s easier than ever for users to access the tools, resources, and information they need to help safeguard their identity and credit. This redesign reaffirms our commitment to creating a seamless and user-focused journey.”

The new IdentityIQ website introduces exciting updates that include:

  • Customized Consumer Journey: Purpose built to allow members to focus on financial intelligence benefits that matter most to their individual needs
  • Refreshed Look: A sleek new design tailored to help users find what they need – quickly and easily
  • Enhanced Product Imagery: Visually rich representations of dashboards and widgets, bringing the IdentityIQ experience to life
  • Simplified Navigation: A streamlined layout that makes exploring our products and services easier than ever
  • Expanded Resources & Education: News and alerts along with a comprehensive library of case studies, reports, blog articles, and more to help users make informed decisions

Visit www.IdentityIQ.com to see the redesign in action and discover how our enhanced tools and services can help you take control of your identity and credit protection.

About IDIQ

IDIQ® is recognized as one of the fastest-growing industry leaders in identity theft protection and credit report monitoring. The IDIQ flagship brand is IdentityIQ®, offering real-time fraud alerts and credit report information to not only protect but also educate consumers. Popular IDIQ brands also include MyScoreIQ® for financial health and protection; Credit & Debt®, a credit and debt education-based membership platform; and IDIQ® Pre-Paid Legal Services℠, a leading provider of voluntary employee benefits.

The newly-launched CreditBuilderIQ℠ and CreditScoreIQ℠ brands for DIY credit-building innovative tools along with the all-in-one customer relationship management tool Disco℠ round out the IDIQ full suite of products. For more information, visit www.IDIQ.com.

Media Contact:
Kristin Hudson
Public Relations, IDIQ
951.397.7595
khudson@idiq.com

IDIQ Announces Industry Expert Mark Fraser as New Chief Product Officer

Fraser brings more than two decades of experience in the insurance, credit, and identity protection industries.

TEMECULA, CA – Dec. 12, 2023 - IDIQ®, a leader in financial intelligence, announced today that longtime industry expert Mark Fraser has been named the company’s new chief product officer.

With more than two decades of senior experience in product, marketing, and general management roles, Fraser has played a pivotal role in shaping and driving growth within the insurance, credit, and identity protection industries.

Fraser joined IDIQ a year ago as executive vice president and general manager of product innovation and growth. During his tenure, he has demonstrated remarkable leadership, helping expand the company’s product offerings and providing a deep understanding of the financial intelligence market.

“Mark has been an integral part of the IDIQ leadership team since he joined us,” said Scott Hermann, CEO of IDIQ. “His wealth of experience and innovative approach to product development have helped us strengthen our position as a market leader. We’re excited to see how he will continue to drive growth and innovation in his new role as chief product officer.”

Fraser said, “I’m honored to step into the role of chief product officer. This is an exciting time for the company as we continue to innovate and deliver solutions that empower consumers to protect their credit and identity. I’m looking forward to building on our momentum and creating even more value for our members and partners.”

Fraser’s career includes building private companies from the ground up to leading business operations for global enterprises. Before joining IDIQ, he co-founded National Advisors Group, a technology-driven national insurance firm focused on high-net-worth and affluent consumers.

His previous roles also include leading AIG’s direct-to-consumer insurance business across the United States and Canada, where he managed marketing, operations, product, and business development as well as heading the North American Product Management Team at Affinion Group, where he spearheaded the development of numerous product lines.

Fraser’s extensive experience and leadership expertise are going to be instrumental in driving IDIQ’s continued growth and expanding its suite of financial intelligence products.

Visit www.idiq.com for more information on IDIQ and the company’s leadership team.

About IDIQ:

IDIQ® is recognized as one of the fastest-growing industry leaders in identity theft protection and credit report monitoring. The IDIQ flagship brand is IdentityIQ®, offering real-time fraud alerts and credit report information to not only protect but also educate consumers. Popular IDIQ brands also include MyScoreIQ® for financial health and protection; Credit & Debt®, a credit and debt education-based membership platform; and IDIQ® Pre-Paid Legal Services℠, a leading provider of voluntary employee benefits.

The newly-launched CreditBuilderIQ℠ and CreditScoreIQ℠ brands for DIY credit-building innovative tools along with the all-in-one customer relationship management tool Disco℠ round out the IDIQ full suite of products. For more information, visit www.IDIQ.com.  

Media Contact:
Kristin Hudson
Public Relations, IDIQ
951.397.7595
khudson@idiq.com

Our Brands

Our full suite of services are your comprehensive solution

Members and partners benefit from our award-winning services that feature credit and identity protection for all stages of life.

IdentityIQ icon inside a red squareIdentityIQ line icon inside a square
MyScoreIQ icon inside a blue squareMyScoreIQ line icon inside a square
Credit & Debt icon inside a dark blue squareCredit & Debt line icon inside a square
CreditScoreIQ icon inside a light purple squareCreditScoreIQ line icon inside a square
CreditBuilderIQ icon inside a light blue squareCreditBuilderIQ line icon inside a square
Disco icon inside a pink sqaureDisco line icon inside a square

Identity Theft Protection

Our flagship brand delivers an expert suite of financial and identity protection features, including 24/7 credit and data monitoring with real-time alerts for possible suspicious activity and significant credit score changes.

A smartphone screen of the IdentityIQ app displays various credit score notifications, including scores from Experian and TransUnion, both labeled "Good." Another notification alerts to a dark web alert. It also notes synthetic ID theft, stating a new name has been linked to the user's social security number, suggesting possible rent reporting benefits.

FICO® & Industry Scores, Business Credit & More

Get access to FICO® Scores, including industry-specific scores, so your clients are ready for that next big purchase paired with credit monitoring and protection. You also can establish and monitor your business credit profile.

A smartphone screen displaying the MyScoreIQ member site showing a credit score of 740 labeled as "Very Good." An alert bubble at the top indicates an inquiry from "Credit Monitoring - Experian" dated 12/17/23, highlighting comprehensive credit management and identity theft protection.

Credit Coaching & Debt Relief

Find real money solutions and effective debt relief strategies with our credit and debt education-based membership platform. Sync accounts, talk to a financial coach, and utilize Money Sensei® AI technology for personalized budgeting tips to reach financial goals.

A smartphone screen displays a finance app, called Credit & Debt, with an alert for an upcoming Wells Fargo credit card payment of $25.00 due on March 15. Another notification reminds the user of a $6.99 Amazon Prime subscription. A pie chart below illustrates income and expenses, integrating rent reporting into the financial overview.

Dispute Credit Report Inaccuracies

Consumers can build their credit with our data-driven platform that gives them the tools to easily search and dispute inaccuracies on their credit report and more, as part of their journey to achieve their credit goals.

Two smartphones with the CreditScoreIQ member site displaying a credit score of 653 on white screens with purple accents. The screens are labeled "Score Center" and "Welcome! We're glad you're here." A smaller "TransUnion Letter" card with "Mark as Complete" is in front of the phones, integrating helpful tools for effective credit management.

Credit Building Tools

Reach credit goals with the most comprehensive credit-building tools available. Our smart software brings personalized tools to consumers’ fingertips, so they can get the credit scores they deserve.

A smartphone screen displays the CreditBuilderIQ member site, showing dispute status, completed letters, and a credit card draft with the number partially visible. A notification icon is located at the screen’s top left corner. Another phone screen in the background highlights rent reporting features and identity theft protection tools.

CRM Business-in-a-Box

This all-in-one customer relationship management (CRM) tool has everything you need to power your business. This easy-to-use platform consolidates costs and effort by allowing you to connect client reports with a single click, automate daily tasks, track client progress, and more. The best part – it’s free to IDIQ partners!*
*Free to financial coaches with at least five clients with an active IDIQ brand membership.

A smartphone screen of the Disco member site displays analytics with three main sections: Total Leads, Company Deletion Statistics with a pie chart, and Total Partners. There are also sales statistics shown and a focus on credit management. A "Details" button accompanies each section. A button labeled "Initiate One Click Import" is highlighted.
Our Locations

We Have Offices Across the United States and Beyond

We provide customer care services in all time zones along with 100% U.S.-based fraud and restoration services and support.

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Temecula, CA
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Mount Prospect, IL
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Tampa, FL
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Phoenix, AZ
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Cherry Hill, NJ
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Chennai, India
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Temecula, CA
A multicolored hot air balloon floats low over a sprawling green landscape with fields and vineyards. In the background, hills and mountains are partially shrouded in fog under a clear blue sky. The scene is serene and expansive.

About Temecula

Our headquarters in Temecula, California, feature seven buildings and high-quality amenities such as an employee gym, relaxation room with luxury massage chairs, world-class game room, and more. The offices are set against the backdrop of the area’s beautiful rolling hills and vineyards, located just an hour north of San Diego.

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Mount Prospect, IL
A row of brownstone houses with ornate stair railings and small front gardens. The homes have tall, arched windows and intricate architectural details. A tree with yellow leaves stands in the foreground, casting a warm, autumnal atmosphere.

About Mount Prospect

Our offices in Mount Prospect, Illinois, feature some of our hardest working employees, including members of our Fraud Restoration Team and Customer Care Teams. The offices include a new top-of-the-line game room and are located just outside of Chicago.

Sales

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Tampa, FL
A vibrant cityscape with illuminated skyscrapers reflecting on a calm river at dusk. A colorfully lit bridge spans the river, with buildings of varying heights and designs creating a lively, urban atmosphere against a clear, twilight sky.

About Tampa

Our Tampa, Florida, office is our newest addition to the IDIQ family. It is the perfect place for those seeking a customer care position who enjoy warm year-round temperatures!

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Phoenix, AZ
A vibrant sunset over a sprawling cityscape with distant mountains in the background. Bright, winding highways with streaks of car lights dominate the foreground, leading towards the city with tall buildings illuminated by the fading sunlight.

About Phoenix

The employees in our Arizona offices enjoy year-round sun, warm weather, and desert landscapes.

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Cherry Hill, NJ
An aerial view at sunset of a suburban neighborhood with rows of houses featuring similar designs, landscaped lawns, and tree-lined streets. The image captures a mix of tightly clustered homes and larger properties with more expansive greenery and varied architecture.

About Cherry Hill

Our New Jersey offices house our employees who focus on pre-paid legal services and employee benefits and are close to the boardwalk and beaches on the Atlantic Coast.

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Chennai, India
A vibrant red-brick building with white accents stands against a clear blue sky. The structure features arched windows and ornate details, including a prominent clock tower on the right side. The architecture marries historical design with a touch of grandeur.

About Chennai

Chennai is the IDIQ Engineering and Architecture Center of Excellence, and we are excited to be growing this office to double its current size. Our Chennai office built the foundations of this business, and is the cornerstone of our international engineering locations in India, the United States, and Eastern Europe. IDIQ has been on Inc. 5000 fastest-growing companies for the last 4 years and counting. It’s looking to aggressively improve our capabilities in Chennai around engineering and technology focusing on the latest technologies in React and .net core, utilizing patterns such as microservices, micro frontends, and cloud engineering. We are a 100% cloud focused software-as-a-service company. We are excited to be expanding in India, where we have had a presence for almost 15 years!

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